The financial institutions law attorneys at Zimney Foster provide our clients with a wide range of services. Included among these services are:

1. Regulatory Advice. We represent more than 30 state chartered and nationally chartered banks throughout the region. The firm’s lawyers regularly advise banks on regulations, compliance, and bank and holding company stock sales and purchases.
    

2. Commercial Loan Documentation. We specialize in a variety of documentation services including:
    

   • Drafting loan documentation for revolving, term, real estate, construction and project commercial loans, for intra-state and interstate credit transactions, participation credits, governmentally guaranteed loans with SBA and USDA, as well as international lending transactions, coordinating lending activities between banks in Europe and the United States.
      

   • Assembling loan documentation for gaming and hospitality facilities on Indian Reservations and have expertise in sovereign immunity waiver issues and Bureau of Indian Affairs guaranties.
      

   • Experienced in green energy financing documentation, including ethanol, wind and natural gas facility financing.
      

   • Handling domestic as well as international letters of credit for agricultural commodities and commercial sales and construction project bonding.
      

3. Troubled Loan Recovery. For problem loan situations, we are very experienced in:
    

   • Replevin of chattel and personal property collateral,
      

   • Foreclosure of real estate mortgages,
      

   • Personal guaranty collection litigation,
      

   • Resolution of mortgage and security interest lien priority disputes among banks and other lien holders, and
      

   • Loan workout agreements for agricultural and commercial troubled loans.

   We also defend banks accused of Federal Fair Credit Reporting violations, lender liability and bad faith, and we are approved for bank insurance and bonding company defense claims, and director and officer liability issues.
    

4. Creditor Rights In Bankruptcy. We have experts in protection of bank collateral and loan claims in bankruptcy, automatic stay relief, and voidable preference defense litigation in bankruptcy.

Practice group experienced counsel at Zimney Foster not only practice the law of secured transactions, creditor rights in bankruptcy, commercial paper and debtor creditor law, but also serve as law faculty at the University of North Dakota School of Law in those areas. Experts in the firm are regularly recruited by Lorman Education Services, National Business Institute and State Bar Associations to present seminars on commercial law topics. Our attorneys practicing in the area of financial institutions law are:

• John J. Foster

• Sandra B. Dittus

• Allen J. Flaten

• Scott J. Landa

• Tracy A. Kennedy

• Warren J. Roehl